2025 Benefits Info

· Effective January 1, deductibles and annual out-of-pocket (OOP) limits will each increase by $500 for Employee-only coverage and $1,000 for Family coverage. Plan design for both programs will otherwise remain the same.

· All Medical plans have incurred a funding increase for 2025. If you are a full-time employee (30+ hours) on the HDHP plan, the County will continue to pay 100% of the monthly cost. HDHP premiums for part-time employees (20-29 hours) and Traditional PPO plan premiums for all employees have been adjusted to reflect the increase.

· Flexible Spending Account limits have increased to $3300 for the upcoming plan year. FSA elections will not carry over into 2025, so you will need to reenroll. The Dependent Care FSA limit remains $5,000 for a married couple filing jointly, or $2,500 for each individual FSA.

· Health Savings Account limits have increased for 2025. Your 2024 election amounts will roll over, but you are able to add to your HSA savings as follows:

o Self-only coverage: $4,300

o Family coverage: $8,550

o Catch-up contribution: $1,000 for individuals 55 and older

· Increases to Life Insurance may be requested for you or your dependents. These changes require members to complete a Health Questionnaire and prove eligibility. Links to the health questionnaire will be emailed to you after you submit your enrollment request.